What are you worth?
Firstly, I wish to be clear that I am not talking about how valuable you are as a person, nor do I hope to influence, raise or lower your...
Interest is Calculated Daily, but paid Monthly
The concept of compound interest is not a normal nor interesting conversation piece, however it is interesting to note that compound...
Home Loan Pre-approval Secret
When I bought my first home (as pictured) in Camperdown, Sydney back in 1996, pre-approved loans did not exist. I was successful at...
Achieving Financial Goals
I'm often asked my clients about financial goal setting and given that it's the first day of 2017, this is a good time to review your...
The best saving tip for many is to pay their mortgage off quickly
Current interest rates offered on savings account are very low; in the order of 1 to 2%. Likewise, the current interest rates applied to...
Gearing Made Simple
Gearing - we hear the word “gearing” thrown around in relation to mortgages and investment properties, yet many know little about gearing...
Does getting married affect your credit rating?
I am often asked by many young couples seeking to “tie the knot” as to how their credit rating will be affected when they marry. Many are...